ZPayso gives your online store a single checkout integration that covers every wallet, every card, and every bank transfer your Pakistani customers use without writing complex code or managing multiple provider relationships.
Pakistan's e-commerce market is growing rapidly but the payments infrastructure has not kept pace. Ecommerce stores force customers into a single payment method, or require separate integrations for each wallet. The result is abandoned carts, lost sales, and merchants managing multiple provider dashboards simultaneously.
ZPayso's e-commerce solution consolidates every payment method your customers rely on into a single integration. One merchant account. One dashboard. One settlement. Whether your customer prefers Easypaisa, pays with a Visa card, or transfers via Raast the transaction completes without friction.
When a customer's preferred wallet isn't supported at checkout, they leave not the product page, the checkout page. That's a fully-warm lead you lose.
Easypaisa, JazzCash, ZINDIGI, UPaisa, Raast, and cards displayed simultaneously at checkout. Customer selects their preference. Sale completes.
Merchants managing separate JazzCash, Easypaisa, and bank gateway accounts spend hours reconciling transactions across platforms every month.
Every transaction regardless of payment method appears in one dashboard with full filtering, export, and reporting capabilities.
Unlike bank gateways that require weeks of paperwork and in-person visits, ZPayso's merchant onboarding is designed for modern Pakistani businesses.
Complete the application form with your business details, CNIC information, and bank account number. No in-person visit required. All document submission is digital.
⏱ Takes approx. 3-5 minutesZPayso's compliance team reviews your application against SBP requirements. Sole proprietors and registered businesses are both eligible. You receive confirmation via email and WhatsApp.
⏱ 10–15 business daysInstall the WooCommerce or Shopify plugin, or connect via REST API. Your ZPayso API keys are available immediately on approval. Detailed documentation and a sandbox environment are provided for testing before going live.
✓ One-time setupOnce your integration is tested, activate your live keys. Your checkout immediately displays all supported payment methods. Transactions appear in your dashboard in real time.
⏱ Settlement: T+1Use the merchant dashboard to track transactions, generate reports, issue refunds, and analyse payment method performance. As your volume grows, ZPayso's infrastructure scales with you no re-integration required.
✓ OngoingEach feature below is included in the standard ZPayso e-commerce integration, not locked behind an enterprise tier.
A single checkout interface presents all active payment methods to your customer simultaneously. No redirecting between providers. No confusion at the final step.
Monitor every incoming payment as it happens. Filter by date range, payment method, transaction status, or amount. Export full reports to Excel or CSV in one click.
Your system receives a real-time webhook the moment a payment is confirmed. Automatically trigger order confirmation emails, inventory updates, or fulfilment requests without manual intervention.
Issue full or partial refunds directly from the dashboard. Refunds are processed back to the customer's original payment method. A full audit trail is maintained for every reversal.
ZPayso supports the full range of payment methods used by Pakistani online shoppers from mobile wallets in rural areas to international cards for urban buyers.
ZPayso is designed to integrate into existing store infrastructure without requiring a rebuild. Choose the method that fits your technical setup.
| Platform / Method | Integration Type | Technical Requirement | Availability |
|---|---|---|---|
| WooCommerce | Official plugin install and activate | WordPress + WooCommerce store | Available Now |
| Shopify | Official app install from Shopify App Store | Active Shopify subscription | Available Now |
| Custom Website / App | Rest API or hosted checkout | Developer with API documentation | Available Now |
ZPayso's merchant onboarding follows SBP compliance requirements. The following documents are required at the time of application.
