T+1 & T+3 Days settlement. Reduce COD dependency. The payment infrastructure you need to grow without the complexity you don't.
In 2019 we watched something interesting happen in the market. Businesses were still explaining to customers how online payments worked. Fast forward to today, and if your checkout takes more than 30 seconds, you've already lost the sale.
60% COD orders. Skyhigh delivery costs. Failed deliveries are eating your margins. Returns are draining your cash flow.
You made the sale on Monday, but you won't see the money until Thursday or Friday. T+2 and T+5 settlement is killing your momentum.
We started ZPayso because we saw e-commerce businesses struggling with the same problems repeatedly. The payment solutions available weren't built for how fast the e-commerce market was moving back in time.
ZPayso exists because we got tired of watching good businesses struggle with bad payment infrastructure. Our approach is simple: payments should accelerate your business, not slow it down.
Faster T+1 & T+3 settlements designed to keep your cash flow smooth, predictable, and always within reach.
We accept Payments through Visa card, Mastercard, & UnionPay Via Partners.
Reduced COD 93% to 80% for a retailer.
Effortlessly create, send, and monitor invoices while keeping your entire payment process organized.
Multi-layer encrypted transactions, next-generation 3DS security, real-time fraud prevention, and a payment infrastructure designed for maximum trust and protection.
| Feature | Industry Standard | ZPayso |
|---|---|---|
| Settlement Time | T+2 to T+3 (2-3 days) | T+1 to T+3 Days |
| Transaction Fees | 2.5% to 3% | Starting from 0.5% |
| International Currencies | Limited | PKR + USD (At Checkout) |
| Invoice Generation | Separate Tool | Integrated |
| Integration Time | Weeks to Months | Within 1 Day |
Reduce costs and improve cash flow → 20%–30%
Face zero hurdles and increase conversions with multi-currency support.
Ecommerce: Lightning-fast checkout experience, optimized cash flow management, and conversion-focused payment infrastructure designed to maximize revenue growth.
Payment Links: Instantly generate fully customizable payment links for seamless, secure, and professional payment collection across any platform.
International Sellers: Enable smooth global payment collection with cross-border payment solutions built for modern international businesses.
Growing Businesses: Future-ready and scalable payment infrastructure designed to support high-volume transactions and long-term business expansion.
Customers trust you with money. You trust ZPayso with payments.
